15+ yrs experience
Sita Rama Raju V
CEO & Founder
- Loan Against Property
- Working Capital & Business Loans
- Credit Structuring
AapKaLoan — financial advisory and funding partner across 100+ banks, NBFCs and private capital
Loans · Secured & unsecured
The right loan,
from the right lender.
Home loans, loan against property, MSME and business loans — compared across 100+ banks and NBFCs before you apply anywhere.
Your requirement
Illustrative₹2.5 Cr for a school campus expansion
Educational trust · Bengaluru
Routes we compared for you
Bank term loan
Lowest cost · 12-yr tenure
NBFC facility
Faster approval · 10-yr tenure
Private placement
Most flexible · Structured
- Assess
- Compare
- Negotiate
- Disburse
- Years advising clients
- 16+Years advising clientsSince 2010
- Bank & NBFC channels
- 100+Bank & NBFC channelsLender-neutral advice
- Funding facilitated
- ₹100 Cr+Funding facilitatedAcross loans & funding
- Google rating
- 4.7★Google ratingFrom our clients
01 Who is AapKaLoan?
Not a lender. Your side of the table.
AapKaLoan is a financial advisory and funding partner, headquartered in Bengaluru with a regional office in Chennai. Since 2010, we've helped salaried families, professionals, MSMEs, schools and growing companies raise capital on the right terms.
A bank can only offer you its own products. We start with your requirement, then find the institution — and the structure — that fits it best.
Going to a bank directlyWith AapKaLoan
- Choice
- One lender's products
- 100+ banks, NBFCs and private capital routes
- Advice
- Product-led — what the bank sells
- Requirement-led and lender-neutral
- Paperwork
- You work out what's needed
- We prepare and structure your file
- If declined
- Start over somewhere else
- We route you to the next best-fit lender
- Terms
- Standard rate card
- We negotiate rate, tenure and fees for you
- After sanction
- You chase disbursement
- Support until funds are in your account
02Financial solutions
Capital for every stage — not just loans.
From bank finance to venture capital and private placement, we arrange the funding route that suits where you are — and where you're going.
Focus sector
School Funding
Specialised finance for schools, educational trusts and societies — campus expansion, new infrastructure, transport, working capital and refinancing — with repayments aligned to the academic fee cycle.
- Campus construction & expansion
- Transport, labs & smart classrooms
- Working capital & refinancing
Banking
Bank finance, structured right.
Learn moreNBFC Financing
Flexibility when banks say not yet.
Learn moreVC Funding
Equity capital for high-growth ventures.
Learn morePrivate Placement
Capital from private investors, discreetly.
Learn moreOther Funding Solutions
Whatever the requirement, a structured answer.
Learn more03Why AapKaLoan?
Why clients choose us over going direct.
Approaching a lender directly gets you one answer. Approaching AapKaLoan gets you the best answer available.
- 01
Expertise
Leadership with backgrounds across banking, NBFCs, venture capital and private placement — we know how credit decisions are really made.
- 02
Multiple funding channels
Public and private banks, NBFCs, venture investors and private capital. Your options aren't limited to one institution's appetite.
- 03
End-to-end support
From the first conversation to documentation, sanction and disbursement — one team owns the process.
- 04
Customised solutions
We structure around your cash flows, assets and goals instead of forcing you into an off-the-shelf product.
- 05
Faster, structured assistance
A complete, well-presented file gets decisions faster — and avoids the rejections that hurt your credit score.
Rated 4.7 on Google by our clients
“AapKaLoan's top-notch coordination made my loan process stress-free. Their professionalism and efficiency are commendable. Highly recommended for seamless funding.”
“Our loan consultant provided exceptional guidance with a clear, well-structured process and the best possible timeline.”
“Very good service with complete satisfaction and a friendly environment. Thank you, AapKaLoan.”
04Leadership
Experience you can sit across the table from.
Our leadership brings experience across banking, NBFCs, venture capital, private placement and financial services.
21+ yrs experience
16+ yrs experience
Pradeep S R
Leader
- Home Loans & Villa Funding
- Housing Finance
- Title & Collateral Issues
20+ yrs experience
20+ yrs experience
Nagarajan V
Key Advisor
- Loans
- Property Loans
- MSME Loans
05Interactive tools
Get answers now — then talk to us.
Check your CIBIL, work out your EMI or tell us what you need. Every tool leads straight to an advisor — no digging through pages.
Step 1 of 3
06Loan products
Loans, clearly organised.
Every loan is either secured against an asset or unsecured. Start with what you can offer — we'll take it from there.
Backed by an asset
Secured Loans
Borrow against property or other assets you own. Security lowers the lender's risk, so you typically get larger amounts, longer tenures and sharper rates.
- Home LoanBuy, build or move your home loan to better terms.
- Loan Against PropertyUnlock the value of property you already own.
- Other Secured ProductsSpecialised asset-backed finance.
No collateral needed
Unsecured Loans
Borrow on the strength of your income, business performance and credit history — no asset pledged. Faster to process, ideal for working capital and shorter-term needs.
- MSME LoanWorking capital and term funding for small & medium enterprises.
- Business LoanQuick, collateral-free funding for growing businesses.
- Other Unsecured ProductsCredit for individuals and professionals.
07Branches
Meet us in Bengaluru or Chennai.
Walk in for a face-to-face consultation, or tap a branch to see it on the map.
- +91 99000 92109
- info@aapkaloan.com
- Mon – Sat · 9:30 AM – 6:30 PM
- +91 80 4991 0994
- info@aapkaloan.com
- Mon – Sat · 9:30 AM – 6:30 PM
Schedule a consultation
Tell us what you need. We'll find the way.
Leave your details and an advisor will call you — or reach us directly, whichever is easier.
Request a consultation
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