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Loan options from 145+ Banks & NBFCs

  • State Bank of India
  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • Kotak Mahindra Bank
  • Bank of Baroda
  • Yes Bank

01 Who is AapKaLoan?

Not a lender. Your side of the table.

AapKaLoan is a financial advisory and funding partner, headquartered in Bengaluru with a regional office in Chennai. Since 2010, we've helped salaried families, professionals, MSMEs, schools and growing companies raise capital on the right terms.

A bank can only offer you its own products. We start with your requirement, then find the institution — and the structure — that fits it best.

About AapKaLoan
Going to a bank directlyWith AapKaLoan
Choice
One lender's products
100+ banks, NBFCs and private capital routes
Advice
Product-led — what the bank sells
Requirement-led and lender-neutral
Paperwork
You work out what's needed
We prepare and structure your file
If declined
Start over somewhere else
We route you to the next best-fit lender
Terms
Standard rate card
We negotiate rate, tenure and fees for you
After sanction
You chase disbursement
Support until funds are in your account

03Why AapKaLoan?

Why clients choose us over going direct.

Approaching a lender directly gets you one answer. Approaching AapKaLoan gets you the best answer available.

  1. 01

    Expertise

    Leadership with backgrounds across banking, NBFCs, venture capital and private placement — we know how credit decisions are really made.

  2. 02

    Multiple funding channels

    Public and private banks, NBFCs, venture investors and private capital. Your options aren't limited to one institution's appetite.

  3. 03

    End-to-end support

    From the first conversation to documentation, sanction and disbursement — one team owns the process.

  4. 04

    Customised solutions

    We structure around your cash flows, assets and goals instead of forcing you into an off-the-shelf product.

  5. 05

    Faster, structured assistance

    A complete, well-presented file gets decisions faster — and avoids the rejections that hurt your credit score.

Rated 4.7 on Google by our clients

“AapKaLoan's top-notch coordination made my loan process stress-free. Their professionalism and efficiency are commendable. Highly recommended for seamless funding.”
Reshma Marathi
“Our loan consultant provided exceptional guidance with a clear, well-structured process and the best possible timeline.”
Roopa Devi
“Very good service with complete satisfaction and a friendly environment. Thank you, AapKaLoan.”
Venkatesh C

04Leadership

Experience you can sit across the table from.

Sita Rama Raju V, CEO & Founder at AapKaLoan

Sita Rama Raju V

CEO & Founder

Suresh Shetty, Leader at AapKaLoan

Suresh Shetty

Leader

Pradeep S R, Leader at AapKaLoan

Pradeep S R

Leader

Raghunath Y, Leader at AapKaLoan

Raghunath Y

Leader

Nagarajan V, Key Advisor at AapKaLoan

Nagarajan V

Key Advisor

05Interactive tools

Get answers now — then talk to us.

Check your CIBIL, work out your EMI or tell us what you need. Every tool leads straight to an advisor — no digging through pages.

Step 1 of 3

What kind of funding are you looking for?

06Loan products

Loans, clearly organised.

Every loan is either secured against an asset or unsecured. Start with what you can offer — we'll take it from there.

Backed by an asset

Secured Loans

Borrow against property or other assets you own. Security lowers the lender's risk, so you typically get larger amounts, longer tenures and sharper rates.

Explore secured loans

No collateral needed

Unsecured Loans

Borrow on the strength of your income, business performance and credit history — no asset pledged. Faster to process, ideal for working capital and shorter-term needs.

Explore unsecured loans

07Branches

Meet us in Bengaluru or Chennai.

Walk in for a face-to-face consultation, or tap a branch to see it on the map.

Schedule a consultation

Tell us what you need. We'll find the way.

Leave your details and an advisor will call you — or reach us directly, whichever is easier.

Request a consultation

Pick a time that suits you. It takes under a minute.

+91

Your details are confidential and never shared without consent.

Call Chat

Schedule a consultation

Share a few details and an advisor will call you at your preferred time.

+91

Your details are confidential and never shared without consent.